Fraud Happens in Seconds.
Prevention Must Happen Faster.

Modern financial fraud is rarely a single event. The transaction is often only the final step in a chain of signals that began much earlier.

What starts as an APK shared through a communication channel can quickly become a compromised customer environment, followed by remote access, credential or OTP exposure, beneficiary manipulation and a high-value transaction.

The transaction is not the whole story

Traditional transaction monitoring can identify unusual financial activity. But the risk may already be developing around the customer’s device, application and session before the transaction reaches the banking layer.

That is why the ability to connect signals matters. A suspicious permission on its own may not mean fraud. A remote-access session on its own may not mean fraud. An OTP event on its own may be normal. But when these signals appear in sequence or in combination, the overall risk picture can change rapidly.

Connecting the signals in real time

VMATIC Shield connects signals across device, RASP, application, behaviour and network intelligence to identify a broader fraud pattern in real time and enable immediate action to protect customers.

The objective is not simply to generate another alert. It is to help financial institutions understand what is happening around the transaction and use that context as part of their fraud prevention and operational decision-making.

From isolated events to a unified risk picture

• Device intelligence — understand device integrity and risk context.
• RASP signals — incorporate runtime application protection signals where deployed.
• Application intelligence — identify application trust, provenance and risk indicators.
• Behaviour intelligence — understand session and behavioural context around the event.
• Network intelligence — add network and contextual signals to strengthen the risk picture.
• Real-time action — enable alerts, review, policy decisions and protective responses based on the combined intelligence.

Prevention must move at the speed of the attack

Fraudsters do not wait for a bank’s next rule cycle. Once a compromised environment is active, the sequence from access to financial loss can be extremely fast.

A modern fraud prevention strategy therefore needs to reduce the gap between signal emergence and operational response.

VMATIC Shield is designed around that principle: detect the surrounding threat context, correlate signals, and help the bank act before the final event becomes the loss.

References to banks and cyber-safety ecosystem stakeholders are presented as relevant industry audiences and are not intended to imply endorsement, partnership or deployment unless separately stated.